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Personal Loan Apply Online in Ahmedabad

Apply online for personal loans of up to 50 lakh with Adiyogi Enterprise and get immediate approval from HDFC, SBI, or another popular bank in Ahmedabad. Adiyogi Enterprise is your reliable financial partner for quick and hassle-free personal loans with low interest rates. With over 20+ years of expertise, we connect you with 20+ partner banks and NBFCs, making it easy to compare and choose the best personal loan options. Our platform offers lowest interest rates, starting as low as 10.50%, flexible repayment terms, and a flat processing fee of just 3.99%.

Whether you need funds for higher education, business expansion, home improvement, a wedding, travel, or medical emergencies, our personal loans are tailored to meet your financial needs. You can apply for personal loans up to ₹50 lakhs for up to 5 years, all without collateral or guarantors. With Adiyogi Enterprise, you can enjoy an effortless application process. Apply personal loan in Ahmedabad through our simple online platform, ensuring quick approvals and minimal documentation. Our instant loan approval process guarantees timely access to funds, helping you achieve your goals without delays.

If you're looking to get an instant personal loan online in Ahmedabad, Get an instant personal loan with Adiyogi Enterprise today and experience financial freedom with convenience and transparency. Apply now!

Personal Loan Eligibility

Before applying for a personal loan, make sure you have a good plan, know your credit score, set up the loan amount you need, research available possibilities, and prepare all necessary legal documents ahead of time.

Documents Required

Required documents include proof of address and passport, Voter ID, Driving License, PAN Card, Aadhaar Card, Electricity Bill, Registered Rent Agreement and more.

Criteria for Personal Loan Approval

Applicants must be 21 to 60 years old. A person with a minimum salary of Rs.25,000 and a CIBIL score of over 700 is approved for the loan.

Personal Loan offers from India's most trusted banks:


  • Overview
  • Features
  • Eligibility
  • Documents
  • Fees & Charges

Overview

A personal loan is an excellent solution for accessing funds during emergencies. Once you meet the required eligibility criteria, you can use this unsecured loan to cover various expenses, such as medical emergencies, travel needs, or education fees. With its flexibility and quick approval process, a personal loan ensures you have the financial support you need when it matters most.

Amount Up to 50 Lakhs
Loan Tenure 1 to 6 Years
Low Interest Rates Starting from 10.50% p.a.
Eligibility Criteria 21-60 Years
Loan Disbursal Loan Disbursal in just 3-4 Business Days

Features of Adiyogi's Personal Loan

Here are some key features of a Personal loan offered by Adiyogi Enterprise:

  1. Debt consolidation: Combining multiple debts into a single loan with a lower interest rate to save money on interest payments and make it easier to manage debts.
  2. Home renovation: Using a personal loan to fund home renovation projects can increase the value of your home and improve your living conditions.
  3. Medical expenses: If you have unexpected medical expenses, such as emergency surgery or hospitalization, a personal loan can help cover the costs.
  4. Emergency expenses: A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.

  • Personal Loan Eligibility Criteria

    1. Age should fall under the range of 21 years to 60 years
    2. Net monthly income should be 15,000/- for salaried and self-employed, yearly transactions should be a minimum of 20 lakhs
    3. Credit score must be above 650
    4. Debt-to-income ratio
    5. Employment stability
    6. Maintained a good credit score
    7. Clear repayment history
    8. Must be a Resident Citizen of India

    Check eligibility for personal loan

    1. Determine the Loan Amount: Before applying for a personal loan, assess your financial situation and determine the amount you need to borrow. Avoid borrowing more than you need as it may lead to debt traps.
    2. Check your Credit Score: A good credit score increases your chances of getting a loan at a lower interest rate. Before applying for a loan, check your credit score and report to ensure that there are no errors or discrepancies that may affect your loan application.
    3. Compare Interest Rates: Compare the interest rates of different lenders and choose the one that offers the lowest interest rate. A lower interest rate can help you save a significant amount of money over the loan tenure. You can also calculate your EMI by using EMI Calculator by visiting www.adiyogihomeloan.com
    4. Evaluate Other Charges: Apart from interest rates, lenders may levy other charges such as processing fees, prepayment charges, late payment fees, etc. Evaluate these charges and choose a lender that offers the most reasonable fees.
    5. Check Eligibility Criteria: Different lenders have different eligibility criteria for personal loans. Check the eligibility criteria before applying to ensure that you meet the requirements.
    6. Read the Terms and Conditions:
    7. : Before signing the loan agreement, read the terms and conditions carefully. Understand the repayment schedule, interest rates, fees, and penalties to avoid any surprises later.
    8. Choose the Right Tenure: Choose a loan tenure that is suitable for your repayment capacity. A longer tenure may lower your EMI, but it will increase the total interest outgo.
    9. Look for Repayment Flexibility: When taking out a personal loan, it's essential to consider repayment flexibility as one of the factors. Repayment flexibility refers to the ability to pay back the loan amount at your convenience, without any financial strain.

  • Documents Required for Adiyogi's Personal Loan

    1. Identity Proof: Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card
    2. Proof of Residence or Address Proof: Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card, Electricity Bill, Telephone Bill, Ration Card
    3. Age Proof: Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card
    4. Income Proof: 1 year Bank statement, 3 months Salary Slips
    5. Employment Proof: Employment Certificate, Office address proof
    6. GST or VAT Registration for Self-employed
    7. Photograph: Passport-size photographs
    8. Business proof: Business registration documents such as a partnership deed, Memorandum of Association (MOA), Articles of Association (AOA), etc.
    9. Income tax returns: Documents of the past 2-3 years to verify income and tax payment history

    Fees and Charges for Personal Loan

    Particulars Charges
    Loan Processing Fees 4999/- to 5% of Loan Amount
    Loan Cancellation Usually 3000 to 5% of Loan Amount
    Stamp Duty Charges 150/- to 300/-
    Legal Fees As per actuals
    Penal Charges Usually 2% per month
    EMI / Cheque Bonus Approx 499/- to 599/-

    Looking for Best Personal Loan offers?

    Click the Apply Now button to get approved for a home loan of up to Rs. 50 Lakhs online in Ahmedabad at an interest rate starting from 10.50% p.a.

    Mortgage Loan EMI Calculator

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    Loan Amount

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    How to apply for a Personal Loan online?

    Apply for a Personal Loan with Adiyogi Enterprise in 6 easy steps.

    1. Register with your Mobile Number.

    2. Submit your personal loan application.

    3. Provide personal and financial details.

    4. Get a verification message from us.

    5. Our financial advisors will contact you to confirm your eligibility.

    6. Receive the approved loan amount in your account.

    Affordable Personal Loans

    Personal Loan Interest Rates & Charges 2025

    Compare the latest personal loan interest rates for 2025, along with processing fees, from top banks in India, such as HDFC, ICICI, and SBI. Our detailed comparison table streamlines the process, enabling you to assess multiple options quickly and conveniently. Find the most affordable personal loan that aligns perfectly with your financial requirements and goals. Make an informed decision with ease and secure a loan that best suits your needs.

    Banks Interest Rates Processing Fees
    Bank of Baroda Personal Loan 11.10% Up to 2%
    Central Bank of India Personal Loan 12% Up to Rs. 500
    HDFC Bank Personal Loan 10.75% Up to Rs. 4,999/-
    Kotak Mahindra Bank Personal Loan 10.95% Up to 3% of loan amount + Applicable Taxes
    Bajaj Finserv Personal Loan 14.50% Up to 4.13% + GST
    TATA Capital Personal Loan 11.75% Up to 3% of the loan amount + GST
    ICICI Bank Personal Loan 10.80% Up to 2.25%
    SBI Bank Personal Loan 11.35% Up to 1.50%
    Aditya Birla Personal Loan Min. APR: 13% p.a.
    Max. APR: 28% p.a.
    Up to 3% of the loan amount
    L&T Personal Loan 12% p.a. 1.75% to 2% of the loan amount
    Standard Chartered Personal Loan 11.39% 2.25% of loan amount
    Axis Bank Personal Loan 11.25% to 22% p.a. Up to 2% of the loan amount
    Types of Personal Loans

    Types of Personal Loans and Their Features

    • Travel Loan:

      Travel loans, additionally known as vacation or holiday loans, help you to travel the world without financial stress. They cover travel expenses, which you can repay later through affordable EMIs. Many lenders also provide travel insurance as an added benefit with these loans.

    • Wedding Loan:

      Indian weddings are grand and often come with substantial expenses. A wedding loan helps cover costs such as venue bookings, catering, decorations, and honeymoon trips. These loans are popular among brides, grooms, and their families, ensuring the special day is memorable without financial constraints.

    • Festival Loan:

      Festival loans provide financial assistance for celebrating festivals, hosting parties, and managing related functions. They are ideal for preparing for festive occasions and ensuring a joyous celebration.

    • Consumer Durable Loan:

      This type of personal loan helps in purchasing home appliances and consumer durables such as refrigerators, washing machines, and televisions. It’s a convenient way to upgrade your home with essential items.

    • Pension Loan:

      Retired individuals can avail of pension loans to meet financial needs like medical bills, daily expenses, or emergencies. Banks offer loans based on a multiple of the pension amount drawn in the months before applying.

    • Home Renovation Loan:

      Home renovation loans are meant for repairs, remodeling, or purchasing new materials for your home. They help improve your living space without putting a strain on your finances.

    • Education Loan:

      Education loans assist in paying tuition fees or covering significant academic expenses, including studying abroad. They are ideal for securing a bright future without financial worries.

    • Computers and Mobile Phones Loan:

      Lenders now offer loans specifically for purchasing laptops, computers, and smartphones. Some of these loans also include insurance coverage, making them a secure and affordable option for tech upgrades.

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    Why Choose US

    Why Apply for a Personal Loan with Adiyogi Enterprise?

    Applying for a personal loan with Adiyogi Enterprise is a hassle-free way to meet your financial needs with ease and confidence. With over 20+ years of experience in the financial sector, we offer tailored solutions that cater to diverse requirements, such as medical emergencies, travel expenses, home renovations, weddings, or education costs.

    Adiyogi Enterprise collaborates with 20+ leading banks and NBFCs, giving you access to the most competitive interest rates and flexible repayment options. Our personal loans come with attractive rates starting as low as 10.50% p.a. and a flat processing fee of just 3.99%. You can avail of loans up to ₹50 lakhs without the need for collateral or guarantors, ensuring a straightforward and transparent process. For those apply for a personal loan in Ahmedabad, our local expertise provides personalized support, ensuring that your loan application process is smooth and efficient. We also offer a user-friendly online application platform, allowing you to apply for a personal loan from the comfort of your home and enjoy quick approvals with minimal documentation.

    Multiple Banks Partner

    Financial
    Experts

    Lowest Interest Rates

    User-friendly Experience

    One Day Approval and Disbursal

    Minimal Documents

    Personal loans for Different Budgets

    Testimonials

    Adiyogi Enterprise made my dream of owning a home a reality! Their home loan process was smooth, transparent, and stress-free. Highly recommended for anyone seeking a home loan.

    Ankit Mistry

    I approached Adiyogi Enterprise for a mortgage loan, and their team guided me at every step. Their professionalism and quick service are outstanding. Truly the best in the business!

    Abhishek Nishad

    Adiyogi Enterprise helped me secure a business loan to expand my company. Their expert advice and easy process made it possible. Thank you for your outstanding support!

    Kishor Chudasama

    I needed a personal loan urgently, and Adiyogi Enterprise came through with fast approval and minimal paperwork. I couldn’t be happier with their service!

    Jaimin Patel

    Adiyogi Enterprise is the best solution for education loans. They helped me finance my child’s overseas education with ease. Excellent service and highly supportive team!

    Ekta Kukadiya

    Fantastic experience with Adiyogi Enterprise! They offered me the best home loan interest rate and guided me throughout the process. I’ll always recommend them.

    Dipak Verma

    Adiyogi Enterprise provided me with a easily mortgage loan experience. Their expertise and customer-centric approach are truly commendable. Great team!

    Tejas Chauhan

    If you need a business loan, Adiyogi Enterprise is one of the best option. They made the process straightforward and ensured I had the funds to grow my business. Highly satisfied!

    Mehul Pandya

    Adiyogi Enterprise made my personal loan approval quick and effortless. Their professional team is friendly and always ready to help. A great experience overall!

    Bhakti Viradiya

    Securing an education loan was seamless with Adiyogi Enterprise. They understood my needs and offered the best options. Thank you for supporting my family’s aspirations!

    Dharmendra Gupta

    FAQ

    Frequently Asked Questions

    • 1. What types of personal loans does Adiyogi Enterprise offer?

      Adiyogi Enterprise offers various types of personal loans, including unsecured loans (without collateral), secured loans (backed by assets), debt consolidation loans (to combine multiple debts into a single loan), and more. Each product is designed to cater to specific financial needs and goals.

    • 2. What are the eligibility criteria for obtaining a personal loan from Adiyogi Enterprise?

      To be eligible for a personal loan from Adiyogi Enterprise, applicants must typically meet certain criteria such as a minimum credit score, proof of steady income, stable employment status, and being within a certain age range (usually 21-60 years). Additional factors like the applicant's debt-to-income ratio and overall financial health may also be considered.

    • 3. How does Adiyogi Enterprise determine the maximum loan amount I can avail for a personal loan?

      The maximum loan amount offered is determined based on several factors, such as the applicant’s income, credit score, debt-to-income ratio, and loan purpose. Adiyogi Enterprise assesses these parameters to ensure that the loan amount is manageable for the borrower and that repayment terms are feasible.

    • 4. What documents are required for applying for a personal loan with Adiyogi Enterprise?

      To apply for a personal loan, you will typically need to provide the following documents: proof of identity (e.g., Aadhar card, passport), proof of address (e.g., utility bill, rental agreement), proof of income (e.g., salary slips, bank statements), and employment details. Additional documents may be required depending on the loan product and applicant's profile.

    • 5. What is the current interest rate offered by Adiyogi Enterprise on personal loans?

      The interest rate on personal loans from Adiyogi Enterprise may vary based on the applicant’s creditworthiness, loan amount, and tenure. Typically, the rates range from 10% to 24% per annum. Fixed-rate and variable-rate options are available, and the rate will affect your monthly payments and total loan cost.

    • 6. Can I get pre-approved for a personal loan with Adiyogi Enterprise?

      Yes, Adiyogi Enterprise offers pre-approval for personal loans. Pre-approval allows you to know the loan amount you qualify for based on your financial profile. It simplifies the application process and helps you plan your finances effectively.

    • 7. What is the maximum loan tenure offered by Adiyogi Enterprise for personal loans?

      Adiyogi Enterprise offers flexible loan tenures for personal loans, ranging from 1 year to 5 years. The loan tenure will depend on factors like the loan amount, applicant’s ability to repay, and the specific loan product selected.

    • 8. What are the repayment options available for personal loans from Adiyogi Enterprise?

      Adiyogi Enterprise offers several repayment options for personal loans, including monthly installments (EMIs). Flexible options may allow you to extend the loan tenure or make prepayments without penalties, depending on the loan agreement.

    • 9. Can I apply for a personal loan jointly with a co-applicant?

      Yes, you can apply for a personal loan jointly with a co-applicant. This can increase the loan eligibility and improve your chances of approval. A co-applicant can be a spouse, family member, or anyone with a stable financial profile.

    • 10. Are there any processing fees or hidden charges associated with personal loans from Adiyogi Enterprise?

      Adiyogi Enterprise may charge a processing fee for personal loans, which is typically a percentage of the loan amount. There may also be charges for documentation, prepayment penalties, or late payment fees. It is advisable to review the loan terms carefully before proceeding with the application.

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