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L&T Finance Home Loan Apply Online in Ahmedabad

Apply online for an L&T Finance Home Loan in Ahmedabad through Adiyogi Enterprise, your trusted partner for effortless home loan solutions. With over 20+ years of financial expertise, Adiyogi Enterprise` ensures a smooth and hassle-free application process. By collaborating with 20+ of India’s top banks, including L&T Finance Limited, we help you access competitive interest rates and flexible repayment options tailored to meet your unique financial needs.

L&T Finance offers home loans with interest rates starting from 8.65% p.a., providing an affordable financing solution for aspiring homeowners. Whether you're looking to purchase, construct, or renovate a property, L&T Finance caters to diverse needs with loan amounts of up to ₹10 crore and repayment tenures extending up to 25 years.

Their range of home loan schemes includes New Home Loan, House Purchase Loan, Self-Construction Loan, Home Improvement Loan, and Home Extension Loan. L&T Finance offers a composite loan for land purchase and construction, along with a home loan balance transfer option. Borrowers can also benefit from a top-up facility when transferring their existing loans to L&T Finance at the lowest rates.

Adiyogi Enterprise makes sure an easy and personalized process, providing comprehensive help from loan selection to approval. With L&T Finance Home Loan and Adiyogi Enterprise, you can achieve your dream of homeownership while enjoying attractive loan terms and dedicated support in Ahmedabad.

Home Loan Eligibility

Discover your eligibility for a home loan effortlessly with the Adiyogi Home Loan Eligibility Calculator.

Instant Disbursal

After approval, you will get your home loan payment immediately to your account within 3-4 business days.

Minimal Documents

Enjoy a hassle-free process with minimal documentation required for quick approval and disbursal of your loan, saving you time and effort.

  • Interest Rates
  • Eligibility
  • Documents

Bajaj Housing Finance Home Loan Interest Rate 2025

Interest Rate Starting from 8.65% to 8.75% p.a. onwards
Loan Amount Up to Rs 10 Crore
Loan Tenure Up to 25 years
Processing Charges A minimum: 0.25% + taxes + Rs. 4,999 registration fees

Bajaj Housing Finance Home Loan Eligibility Criteria

Age

  • You must be above 21 years of age at the time of the commencing of your loan, and up to 65 years or less at loan maturity
  • Salaried Person - 21 years to 58 years
  • Self-Employed Person - 25 years to 65 years

Income

  • Salaried Person - Minimum Rs. 10,000 per month
  • Self-Employed Person - Minimum Rs. 2,00,000 per year

Employment

  • Salaried Person - Minimum 2 to 3 years of Experience in MNC, or a Private or Public Limited Company
  • Self-Employed Person - Minimum 3 years of Experience in the current field

Credit Score

  • A credit score of 750 is considered a good score for approval.

Documents Required for Adiyogi's Home Loan

Proof of Identity (Any Person)

  • Valid Passport
  • PAN Card
  • Driving License
  • Voter ID
  • Aadhaar Card

Proof of Residence (Any Person)

  • Aadhaar Card
  • Voter ID
  • Driving License
  • Passport
  • Copy of Utility Bills (like electricity, water, or gas bills)

Age Proof (Any Person)

  • Birth Certificate
  • Voter ID
  • Valid Passport
  • Aadhaar Card

Proof of Income

  • Latest Form 16 or Income Tax (IT) Returns
  • Bank account statements over the last six months

Other Documents

  • Property’s NOC
  • Building plan approval
  • Completion certificate
  • Recent passport-size photographs

Looking for L&T Finance Home Loan in Ahmedabad?

Click the Apply Now button to get approved for a L&T Finance Home Loan of up to Rs. 10 Crore online in Ahmedabad at an interest rate starting from 8.65% to 8.75% p.a. - 15.00% p.a.

L&T Finance Home Loan EMI Calculator

The Adiyogi L&T Finance Home Loan EMI Calculator will calculate your EMI in seconds. Enter details like loan amount, interest rate, and tenure. The automated tool instantly calculates your home loan EMI. It provides a detailed breakdown of the total repayment amount, helping you plan your finances effectively for your L&T Finance Home Loan.

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Loan Amount

Tenure

Annual Interest

Principal Interest Total Payable

How to apply for a Home Loan online?

  1. Register with your Mobile Number.

  2. Submit loan information.

  3. Add information about the House/Property.

  4. Get a verification message from us.

  5. Our financial advisors will contact you for further procedures.

  6. Obtain your loan.

Affordable Home Loans

Types of L&T Finance Home Loans

L&T Finance provides a wide selection of home loan options that are designed to match the specific needs of the customers.

L&T Finance New Home Loan

Designed to fund the construction, purchase, improvement, or extension of homes, this loan covers amounts from ₹20 lakh to ₹10 crore with up to 90% loan-to-Value (LTV) and a tenure of up to 25 years.

L&T Finance Home Loan for Self-Construction

This loan helps individuals construct a residential property on their own plots, providing necessary funds for seamless project completion.

L&T Finance House Purchase Loan

Ideal for purchasing under-construction or ready-to-move properties, this loan offers flexible terms and competitive interest rates.

L&T Finance House Improvement Loan

Specifically for home renovations, repairs, or maintenance, this loan ensures you can upgrade your living space without financial strain.

L&T Finance House Extension Loan

Perfect for constructing additional rooms or floors in an existing residential property, making it a convenient option for growing families.

L&T Finance Home Loan Balance Transfer

Transfer your existing home loan from other banks or HFCs to L&T Finance at lower interest rates to reduce EMIs and overall interest costs.

L&T Finance Composite Loan Scheme

This scheme finances both plot purchase and home construction, provided the construction begins within a stipulated time frame.

L&T Finance Balance Transfer Plus Top-Up Loan

Existing borrowers transferring their home loans to L&T Finance can also avail a top-up facility to meet additional financial requirements like education, weddings, or medical expenses.

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Why Choose US

Why Apply for L&T Finance Home Loans with Adiyogi Enterprise?

When you apply for L&T Finance Home Loans with Adiyogi Enterprise in Ahmedabad, you benefit from a seamless, hassle-free experience backed by over 20+ years of financial expertise. Adiyogi Enterprise partners with L&T Finance to offer you competitive interest rates starting at just 8.65% p.a. and flexible loan tenures of up to 25 years. Whether you’re purchasing, constructing, renovating, or extending a home, we ensure you access the best loan options tailored to your needs.

Our collaboration with over 20 of India’s top banks ensures personalized guidance and swift approvals for amounts ranging from ₹20 lakh to ₹10 crore. We also assist with L&T Finance's specialized offerings like balance transfers, top-up loans, and composite loans for plot purchases with construction financing. Choose Adiyogi Enterprise for expert assistance, transparent processes, and quick online applications that make your dream of owning a home a reality.

Multiple Banks Partner

Financial
Experts

Lowest Interest Rates

User-friendly Experience

One Day Approval and Disbursal

Minimal Documents

Testimonials

Adiyogi Enterprise made my dream of owning a home a reality! Their home loan process was smooth, transparent, and stress-free. Highly recommended for anyone seeking a home loan.

Ankit Mistry

I approached Adiyogi Enterprise for a mortgage loan, and their team guided me at every step. Their professionalism and quick service are outstanding. Truly the best in the business!

Abhishek Nishad

Adiyogi Enterprise helped me secure a business loan to expand my company. Their expert advice and easy process made it possible. Thank you for your outstanding support!

Kishor Chudasama

I needed a personal loan urgently, and Adiyogi Enterprise came through with fast approval and minimal paperwork. I couldn’t be happier with their service!

Jaimin Patel

Adiyogi Enterprise is the best solution for education loans. They helped me finance my child’s overseas education with ease. Excellent service and highly supportive team!

Ekta Kukadiya

Fantastic experience with Adiyogi Enterprise! They offered me the best home loan interest rate and guided me throughout the process. I’ll always recommend them.

Dipak Verma

Adiyogi Enterprise provided me with a easily mortgage loan experience. Their expertise and customer-centric approach are truly commendable. Great team!

Tejas Chauhan

If you need a business loan, Adiyogi Enterprise is one of the best option. They made the process straightforward and ensured I had the funds to grow my business. Highly satisfied!

Mehul Pandya

Adiyogi Enterprise made my personal loan approval quick and effortless. Their professional team is friendly and always ready to help. A great experience overall!

Bhakti Viradiya

Securing an education loan was seamless with Adiyogi Enterprise. They understood my needs and offered the best options. Thank you for supporting my family’s aspirations!

Dharmendra Gupta

FAQ

Frequently Asked Questions

  • 1. What types of home loans does L&T Housing Finance Ltd. offer?

    L&T Housing Finance Ltd. offers various home loan options, including loans for purchasing a new home, constructing a house, home improvement loans, and balance transfer of existing home loans from other financial institutions.

  • 2. What is the eligibility criteria for a home loan from L&T Housing Finance Ltd.?

    Eligibility for a home loan from L&T Housing Finance Ltd. includes factors such as age, stable income, credit score, employment status, and existing financial commitments. Both salaried and self-employed individuals are eligible.

  • 3. What documents are required for applying for a L&T Housing Finance Ltd. home loan?

    The necessary documents include a completed loan application form, proof of identity, proof of address, income proof (such as salary slips or IT returns), bank statements, property documents, and any additional documents requested by the company.

  • 4. What is the interest rate for home loans at L&T Housing Finance Ltd.?

    L&T Housing Finance Ltd. offers competitive interest rates on home loans. The rates can be fixed or floating, and the exact rate depends on the loan amount, tenure, and the borrower's credit profile.

  • 5. How can I check my home loan application status?

    You can check the status of your home loan application through L&T Housing Finance Ltd.'s online portal, by contacting their customer service, or by visiting the branch where you applied for the loan.

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