Adiyogi Enterprise offers a variety of home loan products, including home purchase loans, home construction loans, home improvement loans, and home extension loans. These loans are tailored to meet diverse customer needs.
A home loan is secured financing which helps you to buy or build your dream residential property. With interest rates starting as low as 8.50% p.a., home loans offer benefits like low processing fees, provisional sanction, up to 30 years of tenure, and flexible EMIs, making homeownership a reality for many. If you're planning to invest in your dream home in Ahmedabad, Adiyogi Enterprise is your best option. We provide the best home loan services in Ahmedabad, designed to meet your needs. Whether you're looking to buy a home or construct one from scratch, our expert team ensures a hassle-free process with competitive interest rates and flexible terms. You can apply for an instant home loan online in Ahmedabad and enjoy a seamless experience from start to finish.
Adiyogi Enterprise, your trusted financial partner, is committed to helping you in easily achieving your homeownership dreams. Whether you're a first-time buyer or seeking to refinance, we simplify the journey with personalized guidance and quick loan approvals. Don’t wait—apply for a house loan today and step confidently toward securing your future. Apply today for information about your options and make your dream home come true!
Take advantage of the most competitive home loan interest rates in the last 15 years! With exclusive offers now available, you can secure a home loan with an interest rate as low as 8.50% p.a., applicable for all loan amounts!
Enjoy the flexibility of affordable EMI options starting at just ₹769 per lakh. Choose from various repayment solutions like Step-Up EMIs, Step-Down EMIs, moratorium facilities, overdraft options, balance transfers, top-ups, and more to suit your financial needs!
Benefit from floating-rate home loans linked to the repo rate, providing unmatched prepayment flexibility. With no charges for part or full prepayment, you can repay your loan early and reduce interest costs, optimizing your cash flow!
Adiyogi Enterprise offers affordable home loan solutions with interest rates starting at just 8.5% R.O.I, making homeownership easier for everyone. With minimal documentation and a hassle-free process, Adiyogi ensures quick loan approvals and disbursals directly to your bank account. Their flexible repayment options cater to diverse financial needs, making them the ideal choice for those seeking reliable home loan services.
| Amount | Up to 1 Crore |
| Loan Tenure | 4 to 5 Years |
| Low Interest Rates | Starting from 8.50% p.a. |
| Eligibility Criteria | 21-65 Years |
| Loan Disbursal | Loan Disbursal in just 3-4 Business Days |
Here are some key features of a home loan offered by Adiyogi Enterprise:
Age:
Income:
Employment:
Credit Score:
Salaried Individuals:
Self-Employed Individuals:
Documents Required from all Non-Resident Indians (NRIs) Applicants:
| Particulars | Charges |
|---|---|
| Loan Processing Fees | 0.5% to 4% of Loan Amount |
| Loan Cancellation | Usually 3000 to 5% of Loan Amount |
| Stamp Duty Charges | As per the Value of the Property and State Tax |
| Legal Fees | As per actualt |
| Penal Charges | Usually 2% per month |
| EMI / Cheque Bonus | Approx 499/- to 599/- |
Your dream home is just a step away! Contact us right now by clicking the button below and get the best offer!
8.40
Loan Amount
Tenure
Annual Interest
| Principal | Interest | Total Payable |
|---|---|---|
Compare the lowest home loan interest rates, processing fees, and loan tenures offered by top banks, such as HDFC, ICICI, SBI, and others. A comprehensive comparison table provides a quick overview, making it easier to evaluate and select the best home loan that suits your financial needs. From competitive interest rates to transparent fee structures, you can find the most affordable home loan options at a glance. This allows you to make an informed decision and secure a home loan with the lowest rates and favorable terms, ensuring a hassle-free home-buying experience.
| Bank Name | Home Loan Interest Rate | Maximum Tenure | Processing Fee |
|---|---|---|---|
| HDFC Bank | 8.75% - 9.65% | Up to 30 years | Up to 0.50% of the loan amount or a minimum of Rs. 3,000, whichever is higher |
| Kotak Mahindra Bank | 8.75% | Up to 20 years | 0.50% + GST and mandated fees |
| L&T Housing Finance Ltd | 8.65% to 8.75% | Up to 30 years | A minimum: 0.25% + taxes + Rs. 4,999 registration fees |
| Bajaj Housing Finance | 8.50% - 15.00% | Up to 20 years | Up to 0.50% - 7.00% |
| SBI Bank | 8.50% - 10.05% | Up to 30 years | Up to 0.50% + GST |
| ICICI Bank | 8.75% | Up to 30 years | Up to 0.50%-2% or a maximum of Rs. 1,500 (Rs. 2,000 in Mumbai, Delhi, Bangalore) + GST |
| Tata Capital Housing Finance | 8.75% onwards | Up to 30 years | 0.50% onwards + GST |
| Bank of Baroda | 8.40% - 10.60% | Up to 30 years | Up to 0.50% (minimum Rs. 8,500 & maximum Rs. 25,000) |
| Aditya Birla Housing Finance | 8.75% to 14.50% | Up to 30 years | Up to 1% |
| Central Bank of India | 6.85% p.a. onwards | Up to 30 years | 0.50% of the total loan amount (maximum Rs.20,000 + tax) |
Banks offer loans when purchasing apartments in residential complexes. It's on the concept of Undivided piece (UDS), which is the equal piece of land allotted to each apartment owners.
Similar to apartment loans, however here the borrower owns the entire land. These homes frequently have a higher resale value since the land increases the property's worth.
Banks financed the purchasing of empty lots or land for future building. Borrowers are often needed to start construction within a year for the loan to qualify as a house loan.
Borrowers can apply for financing to build a house on their own land. Banks evaluate building expenses using authorized plans and look for consent from local municipal authorities.
Financing is available for remodeling or extending an existing house. Building designs must be approved before extension projects may proceed.
Borrowers can use this option to transfer their existing home loan to another lender that offers lower rates of interest. It helps to reduce interest payments and makes loan repayment more reasonable.
Adiyogi Enterprise is an innovative one stop solution for all your financial needs, including Home Loans, Personal Loans, Credit Cards, Business Loans, Personal Loans, Balance Transfers and more. With a PAN Gujarat presence, Adiyogi Enterprise is a trusted Home Loan DSA in Ahmedabad and leading credit lending establishment. Founded by financial experts with over 20+ years of experience, we have satisfied the needs of over 1 lakh+ clients. As a reliable loan agent and home loan provider in Ahmedabad, we use a highly proficient, internally developed Loan Calculator algorithm to offer the best options and deals suited to your requirements. Our advanced algorithm leverages factual data, market trends, and future predictions to ensure you receive optimal financial solutions that meet to your goals and aspirations.
Adiyogi Enterprise offers a variety of home loan products, including home purchase loans, home construction loans, home improvement loans, and home extension loans. These loans are tailored to meet diverse customer needs.
The maximum loan amount depends on factors such as your income, creditworthiness, property value, and loan-to-value ratio. Typically, lenders offer up to 80-90% of the property's market value.
You will need proof of identity, proof of address, income proof, property documents, and passport-sized photographs. Ensure to check the exact requirements with Adiyogi Enterprise.
The interest rates can be fixed or floating and vary based on market conditions, loan amount, and tenure. Contact Adiyogi Enterprise for the most current rates.
Yes, pre-approved home loans are available. These provide assurance of the loan amount you qualify for, helping you plan your home search better.
The loan-to-value (LTV) ratio typically ranges from 80-90% of the property's market value, depending on the borrower's profile and loan program.
Adiyogi Enterprise offers flexible repayment options, including EMIs, prepayment facilities, and tenure extensions to suit your financial situation.
Yes, applying with a co-applicant can increase loan eligibility, offer tax benefits, and share the repayment burden.
Processing fees, legal charges, and documentation charges may apply. Contact Adiyogi Enterprise for a detailed breakdown of fees and charges.
The application process generally takes a few days to a few weeks, depending on document verification, property valuation, and loan approval stages.
Scan the QR to call