X
image not found

Bajaj Housing Finance Home Loan Apply Online in Ahmedabad

Bajaj Housing Finance Home Loan Apply online with popular banks in Ahmedabad through Adiyogi Enterprise, your trusted partner for seamless home loan applications. With over 20+ years of expertise in the financial sector, Adiyogi Enterprise streamlines the process of applying for a Bajaj Housing Finance Home Loan in Ahmedabad. Our collaboration with 20+ renowned Indian banks ensures access to competitive interest rates and flexible repayment options tailored to suit your unique financial needs.

Bajaj Housing Finance offers home loans at interest rates starting as low as 8.50% p.a., with a range extending up to 15.00% depending on the loan type and applicant profile. Borrowers can avail themselves of loan amounts up to 90% of the property value, making it an excellent choice for home loan balance transfers. With loan tenures extending up to 32 years, you can enjoy affordable EMIs that fit within your budget.

The bank’s housing loan offerings cater to diverse needs, whether you’re looking to purchase, construct, or renovate a property. Bajaj Housing Finance allows you to secure loans up to ₹5 crore, ensuring flexibility for large-scale housing requirements. The processing fees range from 0.50% to 7.00% of the loan amount, with benefits like extended tenure making it an attractive option. We provide end-to-end support, ensuring a hassle-free experience from application to disbursal.

Home Loan Eligibility

Discover your eligibility for a home loan effortlessly with the Adiyogi Home Loan Eligibility Calculator.

Instant Disbursal

After approval, you will get your home loan payment immediately to your account within 3-4 business days.

Minimal Documents

Enjoy a hassle-free process with minimal documentation required for quick approval and disbursal of your loan, saving you time and effort.

  • Interest Rates
  • Eligibility
  • Documents

Bajaj Housing Finance Home Loan Interest Rate 2025

Interest Rate Starting from 8.50% - 15.00% p.a. onwards
Loan Amount Up to Rs 5 Crore
Loan Tenure Up to 32 years
Processing Charges Up to 0.50% - 7.00%

Bajaj Housing Finance Home Loan Eligibility Criteria

Age

  • You must be above 21 years of age at the time of the commencing of your loan, and up to 65 years or less at loan maturity
  • Salaried Person - 21 years to 58 years
  • Self-Employed Person - 25 years to 65 years

Income

  • Salaried Person - Minimum Rs. 10,000 per month
  • Self-Employed Person - Minimum Rs. 2,00,000 per year

Employment

  • Salaried Person - Minimum 2 to 3 years of Experience in MNC, or a Private or Public Limited Company
  • Self-Employed Person - Minimum 3 years of Experience in the current field

Credit Score

  • A credit score of 750 is considered a good score for approval.

Documents Required for Adiyogi's Home Loan

Proof of Identity (Any Person)

  • Valid Passport
  • PAN Card
  • Driving License
  • Voter ID
  • Aadhaar Card

Proof of Residence (Any Person)

  • Aadhaar Card
  • Voter ID
  • Driving License
  • Passport
  • Copy of Utility Bills (like electricity, water, or gas bills)

Age Proof (Any Person)

  • Birth Certificate
  • Voter ID
  • Valid Passport
  • Aadhaar Card

Proof of Income

  • Latest Form 16 or Income Tax (IT) Returns
  • Bank account statements over the last six months

Other Documents

  • Property’s NOC
  • Building plan approval
  • Completion certificate
  • Recent passport-size photographs

Looking for Bajaj Housing Finance Home Loan in Ahmedabad?

Click the Apply Now button to get approved for a Bajaj Housing Finance Home Loan of up to Rs. 5 Crore online in Ahmedabad at an interest rate starting from 8.50% - 15.00% p.a.

Bajaj Housing Finance Home Loan EMI Calculator

The Adiyogi Bajaj Housing Finance Home Loan EMI Calculator will calculate your EMI in seconds. Enter details like loan amount, interest rate, and tenure. The automated tool instantly calculates your home loan EMI. It provides a detailed breakdown of the total repayment amount, helping you plan your finances effectively for your Bajaj Finance housing loan.

8.5

Loan Amount

Tenure

Annual Interest

Principal Interest Total Payable

How to apply for a Home Loan online?

  1. Register with your Mobile Number.

  2. Submit loan information.

  3. Add information about the House/Property.

  4. Get a verification message from us.

  5. Our financial advisors will contact you for further procedures.

  6. Obtain your loan.

Affordable Home Loans

Types of Bajaj Housing Finance Home Loans

Bajaj Housing Loan for Doctors

Designed exclusively for medical professionals, this loan helps doctors finance their home purchases or transfer existing loans to Bajaj Housing Finance at competitive interest rates. Eligible doctors can borrow up to ₹5 crore, with higher amounts available for qualified applicants. With repayment tenures extending up to 32 years, this loan provides flexibility for manageable EMIs.

Bajaj Housing Finance Loan Balance Transfer

This facility is ideal for borrowers looking to reduce their financial burden. It allows existing home loan customers from other banks or housing finance companies (HFCs) to transfer their loans to Bajaj Housing Finance at lower interest rates. This option helps in saving on overall interest costs while enjoying enhanced service benefits.

Bajaj Housing Finance Top-Up Home Loan

Existing Bajaj Housing Finance customers can avail themselves of a top-up loan over their current home loan to address additional financial needs. This facility can be used for personal expenses such as weddings, medical emergencies, education, or home improvements. Borrowers can avail top-up loans of up to ₹1 crore, with higher amounts available based on eligibility.

Bajaj Housing Finance offers a variety of home loan options catering to diverse needs, ensuring accessible and cost-effective solutions. With attractive interest rates, extended tenures, and high loan amounts, these loans are tailored to meet the unique financial goals of borrowers.

image not found
Why Choose US

Why Apply for Bajaj Housing Finance Home Loan with Adiyogi Enterprise?

When you apply for a Bajaj Housing Finance Home Loan with Adiyogi Enterprise in Ahmedabad, you gain access to a seamless and efficient loan application process. With over 20+ years of expertise in the financial sector, Adiyogi Enterprise ensures personalized guidance to help you choose the best home loan solution for your needs. Bajaj Housing Finance offers competitive interest rates starting at just 8.50% p.a., along with flexible repayment tenures of up to 32 years, making it an ideal choice for aspiring homeowners.

Adiyogi Enterprise’s collaboration with Bajaj Housing Finance enables you to avail loans up to ₹5 crore, with up to 90% financing of the property value. Whether you’re looking to purchase, renovate, or construct a property, their expert team simplifies the process and ensures quick approval. Trust Adiyogi Enterprise for hassle-free loan applications, exceptional service, and attractive financing options in Ahmedabad.

Multiple Banks Partner

Financial
Experts

Lowest Interest Rates

User-friendly Experience

One Day Approval and Disbursal

Minimal Documents

Testimonials

Adiyogi Enterprise made my dream of owning a home a reality! Their home loan process was smooth, transparent, and stress-free. Highly recommended for anyone seeking a home loan.

Ankit Mistry

I approached Adiyogi Enterprise for a mortgage loan, and their team guided me at every step. Their professionalism and quick service are outstanding. Truly the best in the business!

Abhishek Nishad

Adiyogi Enterprise helped me secure a business loan to expand my company. Their expert advice and easy process made it possible. Thank you for your outstanding support!

Kishor Chudasama

I needed a personal loan urgently, and Adiyogi Enterprise came through with fast approval and minimal paperwork. I couldn’t be happier with their service!

Jaimin Patel

Adiyogi Enterprise is the best solution for education loans. They helped me finance my child’s overseas education with ease. Excellent service and highly supportive team!

Ekta Kukadiya

Fantastic experience with Adiyogi Enterprise! They offered me the best home loan interest rate and guided me throughout the process. I’ll always recommend them.

Dipak Verma

Adiyogi Enterprise provided me with a easily mortgage loan experience. Their expertise and customer-centric approach are truly commendable. Great team!

Tejas Chauhan

If you need a business loan, Adiyogi Enterprise is one of the best option. They made the process straightforward and ensured I had the funds to grow my business. Highly satisfied!

Mehul Pandya

Adiyogi Enterprise made my personal loan approval quick and effortless. Their professional team is friendly and always ready to help. A great experience overall!

Bhakti Viradiya

Securing an education loan was seamless with Adiyogi Enterprise. They understood my needs and offered the best options. Thank you for supporting my family’s aspirations!

Dharmendra Gupta

FAQ

Frequently Asked Questions

  • 1. What types of home loans does Bajaj Housing Finance Ltd. offer?

    Bajaj Housing Finance Ltd. offers a variety of home loan products including loans for purchasing a new home, constructing a house, home renovation loans, and balance transfer of existing home loans from other banks.

  • 2. What is the eligibility criteria for a home loan from Bajaj Housing Finance Ltd.?

    Eligibility for a home loan from Bajaj Housing Finance Ltd. includes factors such as age, income, credit score, employment stability, and existing financial obligations. Both salaried and self-employed individuals are eligible.

  • 3. What documents are required for applying for a Bajaj Housing Finance Ltd. home loan?

    The documents required include a completed loan application form, proof of identity, proof of address, income proof (such as salary slips or IT returns), bank statements, property documents, and any additional documents requested by the bank.

  • 4. What is the interest rate for home loans at Bajaj Housing Finance Ltd.?

    Bajaj Housing Finance Ltd. offers competitive interest rates on home loans. The rates can be fixed or floating, and the exact rate depends on the loan amount, tenure, and the borrower's credit profile.

  • 5. How can I check my home loan application status?

    You can check the status of your home loan application through Bajaj Housing Finance Ltd.'s online portal, by contacting their customer service, or by visiting the branch where you applied for the loan.

Call Popup

Scan the QR to call