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L&T Housing Finance Ltd Personal Loan in Ahmedabad

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Adiyogi Enterprises is excited to collaborate with L&T Housing Finance Ltd to provide you with easy and affordable personal loan options. With competitive interest rates starting from just 11.50% per annum, you can avail of loans up to Rs 25 Lakhs, with flexible repayment tenures of up to 5 years. Whether it’s for a home renovation, medical expenses, vacation, or any personal requirement, L&T Housing Finance Ltd is here to support your financial needs.

L&T Housing Finance Ltd Personal Loan Highlights

Interest Rate Starting from 11.50% per annum
Loan Amount Up to Rs 25 Lakhs
Loan Tenure Up to 5 years
Processing Charges 1% of the loan amount (minimum Rs 1,000)

L&T Housing Finance Ltd Personal Loan Eligibility

Age

  • Minimum 21 years and maximum 60 years at loan maturity.

Income

  • Minimum monthly income of Rs 25,000 for salaried individuals
  • Minimum annual income of Rs 3,00,000 for self-employed individuals

Employment

  • Salaried individuals should have a minimum of 1 year of continuous employment
  • Self-employed individuals must have been in business for at least 2 years

Credit Score

  • A credit score of 750 or above is preferred for faster approval.

L&T Housing Finance Ltd Personal Loan EMI Calculator

11.50

Loan Amount

Tenure

Annual Interest

Principal Interest Total Payable

Apply for L&T Housing Finance Ltd Personal Loan

FAQ

Frequently Asked Questions

  • 1. What types of personal loans does L&T Housing Finance Ltd offer?

    L&T Housing Finance Ltd offers personal loans for various needs, including medical emergencies, education, wedding expenses, home renovation, travel, and more.

  • 2. What is the eligibility criteria for a personal loan from L&T Housing Finance Ltd?

    The eligibility for a personal loan from L&T Housing Finance Ltd includes being between 23 and 58 years of age, a minimum monthly income of INR 25,000, and a good credit history. Both salaried and self-employed individuals can apply.

  • 3. What documents are required for applying for a personal loan from L&T Housing Finance Ltd?

    Required documents include proof of identity (Aadhaar card, passport, etc.), proof of address, salary slips, bank statements, and any additional documents as requested by L&T Housing Finance Ltd.

  • 4. What is the interest rate for personal loans at L&T Housing Finance Ltd?

    L&T Housing Finance Ltd offers competitive interest rates for personal loans. The exact rate depends on the applicant's credit profile, loan amount, and other factors, with rates starting from around 12% per annum.

  • 5. How can I apply for a personal loan from L&T Housing Finance Ltd?

    You can apply for a personal loan with L&T Housing Finance Ltd online through their website, via their mobile app, or by visiting a nearby branch. Pre-approved loans are also available for faster processing.

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