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Standard Chartered Bank Personal Loan in Ahmedabad

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Adiyogi Enterprises is pleased to collaborate with Standard Chartered Bank to offer you personalized and affordable personal loan options. With interest rates starting from just 11.50% per annum, you can avail loans up to Rs 30 Lakhs, with repayment tenures extending up to 5 years. Whether it’s for a dream vacation, medical emergency, wedding expenses, or home renovation, Standard Chartered Bank provides the financial support you need.

Standard Chartered Bank Personal Loan Highlights

Interest Rate Starting from 11.50% per annum
Loan Amount Up to Rs 30 Lakhs
Loan Tenure Up to 5 years
Processing Charges 2% of the loan amount (minimum Rs 1,000)

Standard Chartered Bank Personal Loan Eligibility

Age

  • Minimum 21 years and maximum 60 years at loan maturity.

Income

  • Minimum monthly income of Rs 25,000 for salaried individuals
  • Minimum annual income of Rs 3,00,000 for self-employed individuals

Employment

  • Salaried individuals must have at least 1 year of continuous employment
  • Self-employed individuals must have been in business for at least 2 years

Credit Score

  • A credit score of 750 or above is preferred for smooth approval.

Standard Chartered Bank Personal Loan EMI Calculator

11.50

Loan Amount

Tenure

Annual Interest

Principal Interest Total Payable

Apply for Standard Chartered Bank Personal Loan

FAQ

Frequently Asked Questions

  • 1. What types of personal loans does Standard Chartered Bank offer?

    Standard Chartered offers personal loans for various purposes including medical emergencies, travel, home renovation, education, and more. They provide both secured and unsecured personal loans.

  • 2. What is the eligibility criteria for a personal loan from Standard Chartered Bank?

    To be eligible for a personal loan from Standard Chartered, you must be between the ages of 21 and 58, have a minimum monthly income of INR 20,000, and maintain a good credit score. Both salaried and self-employed individuals are eligible.

  • 3. What documents are required for applying for a personal loan from Standard Chartered Bank?

    To apply for a personal loan, you'll need to submit documents such as proof of identity, proof of address, income proof (salary slips, bank statements), and other documents requested by the bank.

  • 4. What is the interest rate for personal loans at Standard Chartered Bank?

    Standard Chartered offers competitive interest rates for personal loans, starting from around 10.99% per annum. The exact rate will depend on factors like your credit history and loan amount.

  • 5. How can I apply for a personal loan from Standard Chartered Bank?

    You can apply for a personal loan from Standard Chartered online via their website, through their mobile banking app, or by visiting a branch. The bank also offers pre-approved loans for quicker processing.

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