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HDFC Bank Personal Loan in Ahmedabad

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Adiyogi Enterprises is excited to partner with HDFC Bank to bring you affordable and hassle-free personal loan options. With attractive interest rates starting from just 10.75% per annum, you can avail of loans up to Rs 40 Lakhs, with flexible tenures extending up to 5 years. Whether it’s for a vacation, medical emergency, home renovation, or any other personal need, HDFC Bank offers the financial support to help you achieve your goals.

HDFC Bank Personal Loan Highlights

Interest Rate Starting from 10.75% per annum
Loan Amount Up to Rs 40 Lakhs
Loan Tenure Up to 5 years
Processing Charges 1% of the loan amount (minimum Rs 1,000)

HDFC Bank Personal Loan Eligibility

Age

  • Minimum 21 years and maximum 60 years at loan maturity.

Income

  • Minimum monthly income of Rs 25,000 for salaried individuals
  • Minimum annual income of Rs 2,50,000 for self-employed individuals

Employment

  • Salaried individuals should have at least 2 years of continuous employment
  • Self-employed individuals must have a stable business for a minimum of 2 years

Credit Score

  • A credit score of 750 or above is preferred for smoother approval.

HDFC Bank Personal Loan EMI Calculator

10.75

Loan Amount

Tenure

Annual Interest

Principal Interest Total Payable

Apply for HDFC Bank Personal Loan

FAQ

Frequently Asked Questions

  • 1. What types of personal loans does HDFC Bank offer?

    HDFC Bank offers personal loans for a variety of purposes including medical emergencies, education, home renovation, weddings, travel, and consumer durables. They also offer loans for debt consolidation and quick cash needs.

  • 2. What is the eligibility criteria for a personal loan from HDFC Bank?

    To be eligible for a personal loan from HDFC Bank, applicants must be between 21 to 60 years old, have a minimum monthly income of INR 25,000, and meet the required credit score. Both salaried and self-employed individuals are eligible to apply.

  • 3. What documents are required for applying for a personal loan from HDFC Bank?

    Required documents for applying for a personal loan from HDFC Bank include proof of identity, proof of address, passport-sized photographs, proof of income (salary slips, bank statements, or IT returns), and other documents as requested by the bank.

  • 4. What is the interest rate for personal loans at HDFC Bank?

    The interest rates for personal loans at HDFC Bank typically range from 10.50% to 20% per annum. The exact rate depends on factors like the applicant's credit profile, loan amount, and tenure.

  • 5. How can I apply for a personal loan from HDFC Bank?

    You can apply for a personal loan from HDFC Bank online through their website, mobile app, or by visiting a branch. They also offer pre-approved loans for eligible customers, which simplifies the application process.

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