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ICICI Bank Personal Loan in Ahmedabad

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Adiyogi Enterprises is excited to collaborate with ICICI Bank to offer you flexible and affordable personal loan solutions. With interest rates starting from just 10.50% per annum, you can avail loans up to Rs 25 Lakhs, with repayment tenures of up to 5 years. Whether you need funds for a wedding, medical expenses, home renovation, or any other personal requirement, ICICI Bank is committed to providing you with the financial support you need.

ICICI Bank Personal Loan Highlights

Interest Rate Starting from 10.50% per annum
Loan Amount Up to Rs 25 Lakhs
Loan Tenure Up to 5 years
Processing Charges 1% of the loan amount (minimum Rs 1,000)

ICICI Bank Personal Loan Eligibility

Age

  • Minimum 21 years and maximum 58 years at loan maturity

Income

  • Minimum monthly income of Rs 20,000 for salaried individuals
  • Minimum annual income of Rs 2,50,000 for self-employed individuals

Employment

  • Salaried individuals must have at least 1 year of continuous employment
  • Self-employed individuals must have been in business for at least 2 years

Credit Score

  • A credit score of 750 or above is preferred for quicker approval.

ICICI Bank Personal Loan EMI Calculator

10.50

Loan Amount

Tenure

Annual Interest

Principal Interest Total Payable

Apply for ICICI Bank Personal Loan

FAQ

Frequently Asked Questions

  • 1. What types of personal loans does ICICI Bank offer?

    ICICI Bank offers personal loans for various purposes including medical expenses, wedding, travel, home renovation, education, and debt consolidation. Both unsecured and secured personal loan options are available to eligible customers.

  • 2. What is the eligibility criteria for a personal loan from ICICI Bank?

    To be eligible for a personal loan from ICICI Bank, you must be between 23 and 58 years of age, have a steady source of income, and meet the credit score requirements. Both salaried and self-employed individuals can apply for the loan.

  • 3. What documents are required for applying for a personal loan from ICICI Bank?

    The documents required for applying for a personal loan from ICICI Bank include proof of identity (PAN card, Aadhaar card), proof of address (electricity bill, rent agreement), proof of income (salary slips, bank statements), and other documents based on your employment type.

  • 4. What is the interest rate for personal loans at ICICI Bank?

    ICICI Bank offers personal loans starting from an interest rate of 10.75% per annum. The exact rate may vary depending on factors such as loan amount, tenure, and the applicant’s credit score.

  • 5. How can I apply for a personal loan from ICICI Bank?

    You can apply for an ICICI Bank personal loan online through their official website, mobile app, or by visiting the nearest branch. You can also check the eligibility criteria and EMI options before applying online.

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