Adiyogi Enterprises is pleased to partner with Bank of Baroda to offer you easy and accessible education loans to help you achieve your academic dreams. With interest rates starting from just 8.40% per annum, Bank of Baroda provides loans for higher education both in India and abroad, with loan amounts ranging from Rs 10 Lakhs to Rs 50 Lakhs.
| Interest Rate | Starting from 8.40% per annum |
| Loan Amount | Up to Rs 50 Lakhs |
| Loan Tenure | Up to 15 years |
| Processing Charges | Nil for loans up to Rs 7.5 Lakhs; 0.50% of loan amount (minimum Rs 500) for loans above Rs 7.5 Lakhs |
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Bank of Baroda Education Loan is available for students who are Indian nationals and have secured admission in a recognized course at a reputed institution. The applicant must be between the ages of 16 and 35 years. The loan is available for both undergraduate and postgraduate courses.
The required documents include proof of identity (Aadhaar, Passport, etc.), proof of address (electricity bill, rent agreement, etc.), admission letter from the educational institution, academic certificates, and income proof of the co-borrower (usually parents).
The interest rate on Bank of Baroda Education Loans is competitive and starts from around 8.85% per annum. The rate may vary depending on the course, loan amount, and applicant’s credit profile.
The loan amount for an education loan from Bank of Baroda can range from INR 10 lakhs for studies in India and up to INR 20 lakhs for studies abroad, subject to the applicant’s eligibility and the course chosen.
The repayment tenure for the Bank of Baroda Education Loan can extend up to 15 years, depending on the loan amount and the course. The repayment starts after the course completion or after 6 months of completing the course, whichever is earlier.
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